Estimate how much loan amount you can get based on your monthly income, age, and credit score. This calculator provides an indicative range; final eligibility depends on lender policies.
Indicative only. Lenders use additional criteria.
Loan eligibility is typically determined by your monthly income, credit score, age, employment type, and existing EMIs. Banks use these to calculate your maximum affordable EMI.
Yes. A higher credit score (usually 750+) increases your chances of approval and helps you secure better interest rates on your loan.
Yes. This tool works for both home and personal loans. You can input your income, tenure, and interest rate to get an estimated eligible loan amount.
No. The tool gives you an indicative result. Actual eligibility is determined by the lender after reviewing your documents and credit profile.
You can improve your eligibility by reducing existing debts, increasing income, maintaining a good credit score, or applying jointly with a co-applicant.
No. Each bank or NBFC in India may have slightly different eligibility criteria and income-to-EMI ratios. Use this tool as a general guideline before applying.