Compare top personal loan offers, check eligibility, and estimate your EMIs easily with our smart tools.
Personal loan interest rates depend on the borrower's profile, credit score, income stability, and lender. Always check for processing fees, foreclosure charges, and other hidden costs before applying.
Use the EMI Calculator to test different loan tenures and interest rates to plan your repayment comfortably.
Personal loan interest rates in India typically range from 10% to 24% per annum, depending on your credit score, income, and bank policies.
Most banks require applicants to be Indian residents aged 21–60 with a stable income and a good credit score (usually above 700).
You'll need KYC documents (Aadhaar, PAN), income proof (salary slips or ITR), and bank statements for the last 6 months.
Use the free EMI Calculator to estimate your monthly repayment. Adjust the loan amount, tenure, and interest rate to plan your budget better.
Yes. Multiple loan applications create 'hard inquiries' that can temporarily lower your credit score. Apply only when necessary.
Yes, most banks allow prepayment after 6–12 months, but they may charge a small foreclosure fee (usually 2–5% of the remaining amount).